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The IUP Journal of Information Technology

June'12
Focus

Classification is a fundamental data mining technique used to predict group membership for data instances. Conventional classifiers such as decision tree,

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Virtual Browser: An On-Demand Service to Prevent Phishing Attacks
A Data Mining Approach to Identify Key Factors for Systematic Reuse
Communicative Acts for Argumentation-Based Negotiation
Implementing Constraints in Entity-Relationship Models for Enhancing Normalization
An Overview of Question Answering System
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Virtual Browser: An On-Demand Service to Prevent Phishing Attacks

-- Swapan Purkait

Phishing has grown significantly in the last decades or so, becoming the most common web threat today. Ranging from security toolbars to web browser add-ons, hundreds of anti-phishing mechanisms currently concentrate on how to inform the user whether the website is fake or not. Our findings reveal that different approaches proposed in the past are all preventive by nature. Phishers continually target the weakest link in the security chain, namely, consumers in their attacks. Various usability studies have demonstrated that neither server-side security indicators nor client-side toolbars and warnings are successful in preventing the vulnerable users from being deceived. In this study, we propose a new mechanism—‘Virtual Browser (VB)’—to counter phishing attacks. Instead of identifying the fake ones, VB will allow access only to the genuine sites. Users will be given an on-demand browsing service over the Internet, where they can remotely connect to a secure server and use pre-configured browsers to securely connect to any websites of their choice.

A Data Mining Approach to Identify Key Factors for Systematic Reuse

--Satya Ranjan Biswal, Subhendu Kumar Pani and Santosh Kumar Swain

Software reuse has the potential to improve the productivity and quality of software significantly. Systematic reuse is a promising means to reduce the development time and cost of software by leveraging existing reusable software artifacts. There are many factors, both technical and nontechnical, which influence the successful reuse in software development. Identifying as well as adopting these factors in a company-wide reuse practice is essential for project success. Towards this end, data mining is an established approach to extract relevant information in order to aid decision making. In this paper, we have proposed an approach to identify key factors for systematic reuse in software projects using data mining. We have used popular data mining algorithms to discover the most important factors which predict the success and failure of software reuse projects.

Communicative Acts for Argumentation-Based Negotiation

--Ananta Charan Ojha and Sateesh Kumar Pradhan

Negotiation is a technique through which two agents having conflicting interests reach an agreement that is beneficial for both of them. During negotiation, software agents utilize Agent Communication Language (ACL) to specify messages and Interaction Protocol (IP) to sequence these messages. Argumentation-based negotiation is a better form of negotiation wherein one negotiating agent argues with another to justify its position and influences on the other agent to follow it. It increases the likelihood and quality of agreement in a negotiation process. Foundation for Intelligent Physical Agents (FIPA)-ACL, which is a leading standard in agent communication, does not support argumentation scenario yet. In this paper, we propose a set of communicative acts essential for argumentation scenario and present their semantics following the standard.

Implementing Constraints in Entity-Relationship Models for Enhancing Normalization

-- Deepa Bura and R K Singh

Normalization is a significant aspect of relational database theory. It organizes the data to make the database easy to manage. Normalizing a database enables the user to create relationship strands between the pieces of information and eliminates redundancies. In this paper, an algorithm is presented, which if used in Entity Relationship Diagram (ERD) leads to database that is always be in a normalized form. In this algorithm, some constraints are imposed so that the Entity Relationship (ER) model when mapped to relational database leads to a normalized database. This paper enhances the process of normalization by proposing an algorithm up to the third normal form.

An Overview of Question Answering System

--Muthukrishnan Ramprasath and Shanmugasundaram Hariharan

A couple of decades ago research on Question Answering System (QAS) was started. Presently, there are many QASs available in the world. Still there is a need for development of QAS. The web is increasingly becoming an idle source of answer to different questions because of the tremendous amount of information that is now available online. The paper provides a complete overview of QAS. It presents the Question Answering (QA) task from an information retrieval perception and emphasizes the significance of retrieval models. The study suggests the architecture of QAS, gradually increasing the complexity of representation level of question and information object.

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Automated Teller Machines (ATMs): The Changing Face of Banking in India

Bank Management
Information and communication technology has changed the way in which banks provide services to its customers. These days the customers are able to perform their routine banking transactions without even entering the bank premises. ATM is one such development in recent years, which provides remote banking services all over the world, including India. This paper analyzes the development of this self-service banking in India based on the secondary data.

The Information and Communication Technology (ICT) is playing a very important role in the progress and advancement in almost all walks of life. The deregulated environment has provided an opportunity to restructure the means and methods of delivery of services in many areas, including the banking sector. The ICT has been a focused issue in the past two decades in Indian banking. In fact, ICTs are enabling the banks to change the way in which they are functioning. Improved customer service has become very important for the very survival and growth of banking sector in the reforms era. The technological advancements, deregulations, and intense competition due to the entry of private sector and foreign banks have altered the face of banking from one of mere intermediation to one of provider of quick, efficient and customer-friendly services. With the introduction and adoption of ICT in the banking sector, the customers are fast moving away from the traditional branch banking system to the convenient and comfort of virtual banking. The most important virtual banking services are phone banking, mobile banking, Internet banking and ATM banking. These electronic channels have enhanced the delivery of banking services accurately and efficiently to the customers. The ATMs are an important part of a bank’s alternative channel to reach the customers, to showcase products and services and to create brand awareness. This is reflected in the increase in the number of ATMs all over the world. ATM is one of the most widely used remote banking services all over the world, including India. This paper analyzes the growth of ATMs of different bank groups in India.
International Scenario

If ATMs are largely available over geographically dispersed areas, the benefit from using an ATM will increase as customers will be able to access their bank accounts from any geographic location. This would imply that the value of an ATM network increases with the number of available ATM locations, and the value of a bank network to a customer will be determined in part by the final network size of the banking system. The statistical information on the growth of branches and ATM network in select countries.

Indian Scenario

The financial services industry in India has witnessed a phenomenal growth, diversification and specialization since the initiation of financial sector reforms in 1991. Greater customer orientation is the only way to retain customer loyalty and withstand competition in the liberalized world. In a market-driven strategy of development, customer preference is of paramount importance in any economy. Gone are the days when customers used to come to the doorsteps of banks. Now the banks are required to chase the customers; only those banks which are customercentric and extremely focused on the needs of their clients can succeed in their business today.

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